Product Offering
1
In the event of your vehicle being stolen or damaged and declared a total loss and provided that you have adhered to the terms and conditions of this policy, this policy will pay the outstanding debt which is the total amount of all instalments outstanding at the time of your claim, less any amount paid to you by any other insurance policy (including your comprehensive motor insurance policy) covering your vehicle and less your excess) on your comprehensive motor insurance policy.
2
In the event of your vehicle being stolen or damaged and declared a total loss and provided that you have adhered to the terms and conditions of this policy, this policy will pay you an amount equivalent to your the deposit, subject to limits, exclusions and excesses.
3
In the event of your vehicle being stolen or damaged and declared a total loss and provided that you have adhered to the terms and conditions of this policy, this policy will pay:
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the outstanding debt which is the total amount of all instalments outstanding at the time of your claim, less any amount paid to you by any other insurance policy (including your comprehensive motor insurance policy) covering your vehicle and less your excess) on your comprehensive motor insurance policy; plus
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an amount equivalent to your the deposit, subject to limits, exclusions and excesses.
4
This policy will cover your basic motor excess following a claim subject to the limits, exclusion and excesses. For additional premium this cover can be expanded to include motor glass excesses.
5
Subject to certain limits, exclusions and excesses this policy will cover damage sustained on your vehicles tyres and rims.
6
Subject to certain limits, exclusions and excesses this policy covers your vehicle in the event of a total loss and will pay the finance house the higher of:
a) the outstanding balance the insured owes at the date of loss, or
b) the retail value of the vehicle at the inception of the policy, less the retail value as the date of loss.
7
This policy will cover your basic non motor excess following a claim subject to the limits, exclusion and excesses.
8
This policy will cover your basic non motor excess following a claim subject to the limits, exclusion and excesses.
9
This policy will cover your basic geyser excess following a claim subject to the limits, exclusion and excesses.
11
Provides cover against basic geyser excesses in the work environment
12
This provides you with exclusive minor repair cover which will cover repairs to dents, scratch, stone chip, hail damage and tar removal.
13
Worried that your death or a new disability (either temporary or permanent) may affect your ability to meet your obligations? Our personal accident cover is ideally suited to that sort of situation.
14
Tired of excesses and the unpleasant surprises that insurers give you regarding them? Excess Fatigue is an extension to our cover which allows you to get additional cover against excess surprises.
15
This product allows the insured to select a level of excess protection and to enjoy cover up to that limit.
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